budget

SLICKDEALS.NET– the best website before your purchase

Posted on April 16, 2007. Filed under: budget, tips |

Alright, today’s post will be short. If you’ve never heard of slickdeals.net, go there NOW! It is by far the best resource to find out deals and upcoming offers from all different kinds of merchants. If you can save loads of money and its a good deal, it’ll be on slickdeals.net. Another option is fatwallet.com. I prefer slickdeals over fatwallet; all the best deals will generally originate from slickdeals.

PROTIP: Be sure to read the forums to find out about the up and coming deals. Once a deal makes the front page, it will be sold out in a manner of minutes.

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Keeping track of your expenses

Posted on March 1, 2007. Filed under: budget |

The very first tip I’m going to share is how to keep track of your expense. Although some of you might already be doing this, for the ones that aren’t doing this, this is really important.

Keeping track of your expenses gives a snapshot of how much you are spending each month / week / day. The method I use is by creating a excel spreadsheet. Under each month I create two rows, income and expense. Under income and expense,  I  further divide it into description and cost.

You can create simple formulas to see the total expenses of each month.

Protip: It is very annoying to keep track of cash expenses and updating the list on a daily basis. What I do is look at my online activity from my credit cards and copy it over every week or two weeks. And instead of writing out all my cash expense, I only record the ATM withdraws I make from the bank. Although, it is not exact as keeping a record of, I still have a good idea of how much I’m spending.

By looking at how much you are spending every month, you can get a good idea of how much you need to earn every month/year to support the lifestyle you are living.

Tommorrow, I’ll post about getting the 5 tricks you must do to get the most out of your cell phone service plan.

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