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Easy Ways To Save Money You Already Know But Dont Do

Posted on April 27, 2007. Filed under: Uncategorized |

So my mind has been kinda blank these past few days. I couldn’t think of any easy money saving tips.

Today, I decided to write about tips that you probably already know but you don’t do in real life. It might seem that these tips only save you a couple bucks, but over the weeks and months, it adds up to be a fair amount of money.

– Cook! Bring leftovers for lunch instead of eating out. Although lunch might only be 5 bucks, that adds up to $25/week and $100/month and $1200/year! Its amazing how small numbers add up easily!

-If you live in a big city, depend on public transportation. Again, thing such as parking, gas, automobile maintenance, and insurance add up. I think its estimated that with all your expense added up, an average car costs $0.50 to drive each mile.

-Also, whenever possible, walk instead of taking public transportation. It’ll be healthier for you in the long run.

-Eat less meat and eat less in general. Meat is much more expensive than vegetables. Also eating less meat is shown to be better for your health. This might be hard to do due to America cuisine being based on meat at every meal, but keep in it mind. Also, by eating less you can reduce your expenses on food (and lose weight in the process!). By being healthy, you also can avoid costly doctor visits and medicines! You might be thinking I’m talking crazy but do some research yourself on the internet. Recent studies in mice, show that by reducing food intake by 50% increases their lifespan by 50%.

Thats all that I have on the top of my mind. Please feel free to comment and add your own ideas.

Thanks!

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New Cheap Airline ($10 Flights!)

Posted on April 25, 2007. Filed under: Uncategorized |

One of the perks in living in Europe are the insanely cheap flights between cities (RyanAir, EasyJet, and many other companies). It seems that we’re finally getting a super low cost carrier of our own.

Skybus opened its doors today. Its offering a limited number of $10 flights from Cleveland, OH to LA CA.

Right now it only files out of a limited number of cities, but if you live in the Cleveland area, you’re in luck!

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Top 10 tips to Rent an Apartment In Manhattan (Part 1 of 2)

Posted on April 18, 2007. Filed under: Uncategorized |

New York is one of the most expensive property markets in the world. I am currently in the process of searching for a new place to live. I’ll be honest with you– it is frustrating, it is expensive, it is shady, and did I say it was expensive? I’ll rundown the 10 best tips on finding a good deal on an apartment in NYC.

 10. Pick Your Location and Be Realistic

This is something you have do decide for yourself. Which area of New York City do you want to live? Upper East Side, Soho, Brooklyn, Queens, Financial District? From my research, these are rough figures I came up for the cost of currently market rates per bedroom per month in a basic apartment. This list does not include all the areas, but you can get a basic idea of the costs.

$900 or less =Boroughs (Brooklyn, Queens, Bronx), Alphabet City, Inwood, Harlem, Washington Heights

$1100 or less = Lower East Side, East Village, Midtown East, Upper East Side, Upper West Side, Hells Kitchen, Chelsea

$1200 or more= Union Square, West Village, Greenwich Village, Soho, Noho

9. Hire a Broker?

If you are searching for an apartment with a group of people, you should discuss whether or not you will hire a broker. Listed below are the pros and cons:

Pros:

– Make the apartment hunt easier for you

– Access to exclusive listings you can’t find anywhere else

Cons:

– Expensive, a broker will charge anywhere from 1 months rent to 15% of the yearly rent if you decide to rent an apartment through them.

-After a broker shows you an apt in a certain building, if you rent another apt in that building, you are liable to pay a broker’s fee.

It is possible to find an apartment without a broker but you will have to be prepared to do a lot of your own research and a lot more work. The following tips assume that you are deciding to search for an apartment with the help of a broker.

8. Sublet or room share?

Another option is to sublet or rent a room in an apartment. This is a good option if don’t have the credit or the cash to rent an apartment outright. The best places to find these listings are on craigslist on room shares and sublets. You can also try backpage.com, its a craigslist knock off by the village voice.

Sublets (rent the entire apartment) usually run anywhere from a few weeks to a few months.

Room shares (rent a room inside an apartment) run anywhere from a few months to a year.

When you respond to the poster, make sure you sell yourself and come off as a good person. Include a few lines about yourself, a link to your myspace page, and maybe even a picture of yourself. This way, you’ll have a better chance at them responding to you. 6.

7. Read Craigslist’s No Fee Section Everyday

Craigslist’s listings change everyday so be sure you check at least once a day. Listings go fast so make sure you’re check often! Again, when you send a response, make sure you sell yourself.

6. Ask Everyone 

Asking everyone you know–friends, friends of friends, colleagues at work, if they know of any apartments opening up soon. Who knows what will turn up. Its a great way to find leads and deals.

Tomorrow, I’ll list top 5 topics and all the no-fee apartment resources I found during my search. Remember to come back tomorrow!

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Apologies and a New Start

Posted on April 8, 2007. Filed under: Uncategorized |

First of all, I want to apologize for not posting in over month. I went travelling recently and had other things on my mind. But honestly, there is no good excuse for the lack of my regular updates. So I’m back now and I will start posting on a regular schedule.

 Next post: Part 1 in a 5 part series on travelling cheap. 

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5 Tips to Get the Most For Your Money At A Restaurant

Posted on March 7, 2007. Filed under: Uncategorized |

Sorry about yesterday, I was caught up and I didn’t have time to post anything last night. So anyways, lets get to today’s tips-  How to Get the Most For Your Money At A Restaurant

 1. Coupons.

 Yes, I know it sounds cheesy but use coupons. I’m not telling to be stupid and use it on a first date. Unless your date likes it, which in that case he / she is a keeper. You can find coupons in newspapers, magazines, mailers. If you subscribe to the entertainment coupon books (do a google search for it) its also a good deal. Its usually buy one, get one free. The reasons restaurants give out these coupons is because it’s something called a loss leader. By giving you a coupon, they hope that you’ll spend more money at the restaurant (e.g. ordering drinks, desserts, etc.)

Btw: restaurant.com sells $25 gift certificates for $10. There are some restrictions on time (time of use, etc.) but they are a pretty good deal as well.

 2. Don’t go to a bad restaurant

This sounds like a stupid tip, but a lot of people do it more than you think. Make sure you read up on reviews or ask around to see if its actually worth going to. Even if you have a coupon for the restaurant, its not worth going to if all you’re going to get is two crappy entrees for the price of one.

One rule of thumb is the restaurant is good if the people inside match the cuisine (e.g. Spanish restaurant with Spanish people inside= good. Chinese restaurant with only white people inside= stay away.)

3. Don’t order dessert / drinks

The two places where restaurants make the most profit (and you get the least value) are desserts and drinks (especially alcoholic). Why do you have to pay $2.50 for a diet coke when you can get the same soda at the bodega across the street for 50 cents. Desserts are also where restaurants milk you. The majority of desserts served at restaurants are not made at the restaurant. The $5.95 cheesecake you just ordered is the same one they sell at the supermarket.

There are some exceptions to the rule. If the house has a specialty drink or a dessert they are known for then go for it. In this case you shouldn’t let money stop you from enjoying a new experience. Or if the place has really cheap drinks ($1.50 beers at Kenka’s on St. Marks) then go get stupid drunk. In other cases, just stick to water (tap water). If you order the sparkling evian I’ll slap you in the face.

 4. Try new things.

If you go with a group of people, everyone usually will end up ordering something different on the menu. Don’t be shy and offer to share your food with everyone. That way, you can end up trying a little bit of everyone else’s as well. If your group is sufficiently big, you get to try half the menu for the price of one entre! This is good if everyone are friends. This is bad if anyone has herpes.

 5. Pay with your credit card

Check if your credit card gives rewards for dining out. Various frequent flyer programs give out miles for dining at certain restaurants (Delta Skymiles and UA Mileage Plus do it for sure). Just make sure you register beforehand on the website. Some restaurants offer up to 10 miles for each dollar spend.

lso, if you are with a group of friends and they all pay cash, collect the money and pay with your credit card. Not only do you get more miles this way, but this also saves you a trip to the ATM (and possibly save you the $1.50 surcharge!)

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Welcome to my blog

Posted on March 1, 2007. Filed under: Uncategorized |

Alright, so this is my first blog post. Let’s skip the introductions and get to it. Actually, forget what I just said. Let’s not skip the introductions. Umm.. lets see.. about me.. I am 23. I recently moved back to NY. I am pursuing a career in TV production and development.

The reason I started this blog is that I enjoy not spending money foolishly. When my friends buy new things and tell me how much they paid for it, I always feel like I could’ve gotten it for cheaper. That is why I’m here to share with you all the things I’ve learned about saving money.

Remember, the goal of this blog is not to teach you how to live like a miser and never spend money. Instead, I want to show people tricks and tips they can apply in their everyday spending life to be able to “live more (and) spend less.”

Please feel free to comment if you disagree with any of my suggestions or if you want to suggest a better idea.

Enjoy!

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